staff-011: How does Housing Benefit impact Pension Credit?
Awaiting specialist review · evidence insufficient · no AI answer.
This is a review aid made from independently located source candidates. It does not alter Ask OKF retrieval.
Review needs
- Directional HB-to-PC and PC-to-HB dependencies, income disregards, housing exclusions and transitional conditions.
- HB treatment as income differs from housing-cost additions and pension-age/mixed-age access to HB.
- Tenure, age, claim date and household are unspecified.
Candidate evidence
source-c033: DMG Vol 14 Ch 85: Income other than earnings — PDF page 77
Official source · Exact excerpt and hashes
HB income treatment candidate; does not alone establish all HB/PC interaction rules.
85302 The DM should fully disregard any payments of HB 1. HB may be
1. paid direct to the claimant or
2. paid direct to the landlord or
3. deducted from the rent payable.
HB is paid by LAs to help people on low incomes pay their rent.
Note: See DMG 85230 et seq where the claimant is a landlord and receives HB for people living in his
home.
1 SPC Regs, reg 15(1)(l)
Mobility supplement
85303 The DM should fully disregard1
1. any mobility supplement paid under relevant legislation2
2. any payment to compensate for the non-payment of the supplement in 1..
1 SPC Regs, Sch IV, para 3;
2 Naval, Military and Air Forces Etc. (Disablement and Death) Service Pensions Order 2006, art 20 or
Personal Injuries (Civilians) Scheme 1983, art 25A
Payments from the Social Fund under social security legislation
85304 The DM should fully disregard any payment from the SF1.
1 SPC Regs, reg 15(1)(i)
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source-c030: DMG Vol 13 Ch 78: State Pension Credit: additional amounts and special groups — PDF page 58
Official source · Exact excerpt and hashes
Housing-cost additional amount/HB expenditure and care-home route; not the whole HB scheme.
78270 An additional amount for housing costs should not be allowed for
1. HB expenditure1 or
2. claimants in a care home, unless their absence from the dwelling normally occupied as their home is
temporary2 (see DMG 78240 et seq)
1 SPC Regs, Sch II, para 5(1)(a); 2 Sch II, para 5(1)(b)
78271 HB expenditure means1 any element for which HB may be payable2.
Note: HB may be payable for such periodical payments as rent, service charges, mooring charges and for
the site on which a caravan or mobile home stands (see DMG 78463).
1 SPC Regs, Sch II, para 5(1)(a); 2 HB Regs, reg 12(1)
78272 - 78309
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source-c009: DMG Vol 13 Ch 77: Conditions of entitlement, membership of the household and normal amount payable — PDF page 15
Official source · Exact excerpt and hashes
Age, GB presence and mixed-age-couple conditions with savings provisions and routes.
77035 For the purposes of entitlement to SPC, a mixed-age couple is one where one member has
reached the qualifying age and the other has not.1 This definition includes a polygamous marriage where
at least one party to the polygamous marriage has reached the qualifying age and at least one party has
not2.
Note 1: This definition applies only to new claims to SPC from 15.5.19. Savings provisions have effect as
though the exclusion of mixed-age couples from SPC had not come into force 2. So a member of a mixed-
age couple who was entitled to SPC or pension age HB or both on 14.5.19, continues to be so entitled on
or after 15.5.19. The savings provisions cease to have effect to a member of a mixed-age couple on or
after 15.5.19 when that person is no longer entitled to SPC or pension age HB as part of the same mixed-
age couple.
Note 2: Where one of a mixed age couple is a PSIC, SPC is paid to the claimant as a single person. 3
However, if entitlement to HB arose before 15.05.19, and that HB is in payment to them as a couple then,
once the partner is no longer a PSIC, they can be a couple for SPC.
Note 3: For detailed guidance on the treatment of mixed-age couples where a claimant who has reached
the SPC qualifying age would otherwise not be entitled to SPC or UC, see DMG 77140 et seq.
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Observed retrieval
The retained run selected 61 records, using 474,009 bytes. It retained 0 of 3 independently located candidate pages. This measures candidate overlap, not substantive correctness.
Review checklist
- [ ] Resolve benefit, variant, time period and claimant circumstances without inventing missing facts.
- [ ] Check each exact source passage and its adjacent pages against the official PDF.
- [ ] Locate every condition, exception, qualification and cross-reference needed for the declared question.
- [ ] Reconcile relevant legislation, amendments, ADM/DMG regime and effective dates.
- [ ] Record each supported claim against exact evidence IDs, with contradicting or missing evidence separately.
- [ ] Keep the answer insufficient until evidence requirements and claim-level assessment justify a bounded conclusion.
Boundaries
- Research review pack, not an answer, an entitlement decision or a complete legal evidence bundle.
- Candidate selection is project-authored and unreviewed. It is independent of the retained retrieval run and is not injected into search or Ask OKF.
- Each excerpt is an exact bounded substring of frozen machine text, with offsets, a literal hash and a whole-page link. Its surrounding qualifications may be outside the excerpt or on adjacent pages.
- Machine extraction can damage tables, footnotes, spacing and reading order. Compare each material proposition with the original PDF, adjacent text and cited legislation.
- Original source roles, capture dates and historical limitations remain unchanged. Current applicability and specialist acceptance are not established.