Motor insurer

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---
type: "Private Dependency Role"
title: "Motor insurer"
description: "Compulsory private cover role kept distinct from licensing, testing, police and court authorities."
status: "implemented"
assertion_status: "normalized"
jurisdiction: "policy-and-route-specific"
observed_at: "2026-08-07"
sources:
  - id: "govuk-private-practice"
    title: "Practising with family or friends"
    resource: "https://www.gov.uk/driving-lessons-learning-to-drive/practising-with-family-or-friends"
    author: "organisation:driver-and-vehicle-standards-agency"
    observed_at: "2026-08-07"
---

# Motor insurer

Appropriate insurance is a compulsory private dependency of the synthetic
practice and unsupervised driving episodes. The bundle records only the need
for applicable cover; it does not recommend an insurer or decide whether a
real policy covers a person, vehicle or episode.